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Important Notices

Workers’ Compensation…You May Not Have Coverage In “Other States”

May 10, 2006

You should be aware that your Workers’ Compensation and Employers’ Liability policy may only pay benefits required of the states listed in item 3.A. of your policy’s Information Page. More

Carbon Monoxide Alarms Required in Residential Buildings

March 12, 2006

Important Notice for Residential Property Owners, especially rental property… Nicole’s law will increase your liability exposure if you do not install Carbon Monoxide alarms by 3/31/06. In February the Board… Read More

Residential Projects – Be Cautious- Clarify Coverage

February 8, 2006

When working on Residential Projects it’s a good idea to clarify that the General Liability coverage of those working for you has no prohibition for Residential Work. Many carriers have… Read More

Melanie’s Law CAUTION – It’s Not Just About Drunk Drivers

February 8, 2006

Melanie’s Law, the Act increasing penalties for drunk drivers in the Commonwealth of Massachusetts, went into effect on October 28, 2005. As suggested by its name, its purpose is to… Read More

Terrorism Act Extended

January 15, 2006

As you may all know, President Bush has signed the Terrorism Risk Insurance Extension Act, which will provide a two-year extension of the Terrorism Risk Insurance Act (TRIA) through December… Read More

Terrorism Act Extended – Commercial Auto Now Excluded

January 14, 2006

As you may all know, President Bush has signed the Terrorism Risk Insurance Extension Act, which will provide a two-year extension of the Terrorism Risk Insurance Act (TRIA) through December… Read More

Pollution Liability Coverage and Mold Protection

December 8, 2005

We have advised you in the past how important it is that you consider adding the above coverages to your asset protection program (insurance). Unfortunately, as the legal environment surrounding… Read More

New Workers’ Compensation Rates For Massachusetts

September 8, 2005

3% Average Rate Level Decrease Effective 9/1/05 As many of you have heard the Division of Insurance announced an overall averaqe decrease of -3.0% in the Workers’ Compensation rates to… Read More

How to File a Declaration of Homestead

April 8, 2005

A Declaration of Homestead is an easy, inexpensive way to protect your home in the case you are sued. Once filed, unsecured creditors cannot take your home to satisfy debts… Read More

Massachusetts Independent Contractor Law Amended

March 19, 2005

We thought you should be aware of a recent change to the Massachusetts Independent Contractor Law. During the last legislative session, the Legislature passed and Governor Romney signed into law… Read More

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