Important Notices

The Biggert-Waters Flood Insurance Reform Act of 2012 requires significant reforms to the National Flood Insurance Program. The flood hazard mapping and the premium calculations are among the changes all… Read More

Some policyholders soon will receive letters announcing rate increases that will phase out or eliminate subsidized Flood Insurance rates effective October 1, 2013. These Federally mandated changes will affect certain… Read More

Effective October 1, 2012 the payroll to be used for sole proprietors, partners of a legal partnership, and members of an LLC who elect to be covered by workers’ compensation… Read More

In early March the Worker’s Compensation Rating and Inspection Bureau of Massachusetts (Bureau) submitted a filing to the Division of Insurance which ultimately requested an overall worker’s compensation rate increase… Read More

We were recently informed that the U.S. DOT rule regarding the use of hand-held mobile phones in commercial motor vehicles which took effect on January 3rd, 2012 will be enforced… Read More

A Certificate of Insurance is your only evidence that your subcontractor has current coverage. If you don’t have evidence of coverage, not only will the cost of that subcontract be… Read More

ACORD has recently required that ALL Insurance Agents must begin using its revised ACORD 25 Certificate of Insurance form. One of the major changes was the removal of the cancellation… Read More

If your job is substantially complete, please do not cancel or nonrenew your Builders Risk Policy without first reading your contract. Often, the typical contract will say, “unless otherwise agreed… Read More

The recent, unexpected, death of one of our Agency’s long time clients brought to the fore front the absolute need for business owners to have an established Continuity Plan in… Read More

We were recently made aware of the fact that Boston was increasing their Street Permit Bond requirements from $5,000 to $20,000, effective July 1, 2010. More